This Privacy Policy ("Policy") defines how we collect, use, disclose, and protect your personal information when you visit our websites, use our mobile device applications, or use any other web service (collectively referred to as "Services") that links or refers this Policy.

These statements may include further information about your connection with us and our privacy policies. If we provide you with additional privacy disclosures (e.g., at the point of collection), these policies will govern data collection and use. Our businesses may not follow the same regulations and policies. This Policy does not apply to firms that are not linked with us, nor to the actions of our licensees or business partners.

Your Requests and Submissions to this Website

When you visit our website or interact with our Services, you may perform certain actions, such as submitting a claim, emailing us, logging into your account, using tools or calculators, locating agents/agencies, or asking a question about a specific insurance issue. The corporation owns insurance firms but is not an insurer. Your request and data will be shared so that the relevant firms or their agents can take the necessary action.

Categories of Information Gathered by Our Companies

Through our Services, we collect and store a variety of nonpublic personal information regarding prospective, current, and past insureds, as well as others. Here are some examples of the types of information that our insurance companies could collect:

Identifiers and Contact Data: We can gather your name, company name, home and business address, email addresses, phone numbers, and social media usernames.

Government-issued Identification: We may collect government-issued identification such as your identification number and driver's license number.

Financial Information: This information is required throughout the transaction and purchasing procedure. This is the information you give us through your agent, over the phone, or online. We may also get it from directories or other consumer reporting agencies. It contains your payment information, such as your mode of payment (e.g., credit/debit card number or bank account number), other payment or billing information, and payment history, as well as your chosen insurance package, which includes coverage, limitations, and your premium.

How Information About You is Collected

Our companies operate in a variety of insurance industries and may gather information about you in a variety of ways. Here are a few instances. For further information, please see our businesses' privacy policies.

We may collect information from you directly. For example, we may gather information when you request insurance, make a purchase, or send us an email or form.

We may gather information from you passively. We may automatically collect information about you when you use our Services or receive our emails. Cookies, iframes, scripts, pixels tags, and web beacons are some examples of tracking methods that we may utilize. This information is used for system administration and other internal business functions, as well as to provide us with statistical data on how you use our services. We use your information to provide better and more personalized services.

The automatically collected information may include:

  • Browser type, device details, and operating system
  • Your domain and internet service provider
  • Information about how you use our services.
  • Information about the material you view and the services you utilize when using our Services.

We utilize these technologies for the reasons listed below

  • To monitor new visitors to our website and other services.
  • To recognize previous consumers.
  • To give more tailored content, improve your online experience, optimize your buying experience, and provide site and service updates.
  • To display personalized advertising (whether on our Services, website, or other sites you visit).
  • So we can better understand our target audience, clients, website users, and their interests.

We also employ these kinds of technology to provide you with the most relevant and useful advertisements on our Services, websites, and other third- party websites that you visit. These commercials may be based on the data you supply on our Services, websites, or third-party sites, as well as your conduct or actions on such sites. The information acquired may be used to provide you with adverts on our Services, websites, or third-party websites.